What would you do with a million dollars?

For the past two months, that’s all that 12 fighters have been able to think about.

On Tuesday the second season of the Professional Fighters League (PFL) will culminate in New York City with six tournament finals — and the awarding of six different $1 million grand prizes. For the dozen athletes scheduled to compete on ESPN2’s New Year’s Eve broadcast, the specter of such an immense sum of money is one that has shadowed their every thought throughout the holiday season.

But what is it like to be so close to a life-changing sum? In a sport where seven-figure purses are exceedingly rare, what is the reality — and responsibility — that comes with being handed an oversized check that reshapes your financial situation overnight?